

That’s not necessarily true, my last job would give out physical checks if you didn’t have direct deposit setup, and I could cash them out at my local grocery store without a fee because I didn’t get paid much.
As for a house as far as I know you only need a bank if your getting a mortgage. If you buy it outright then you don’t need them. It’s a tall order I know but I was already planning on attempting that route because I don’t like credit.
This defeatist mindset is exactly what I was finding everywhere else, and most of the time I think it’s just invalid. I know it’s a lot of work and would need to take advantage of niche systems but I really don’t think it’s impossible or even infeasible
I guess you’re right, I just think there are some gaps in my knowledge on the finer details. For example I know that prepaid debit could be used as a replacement for debit and credit cards, but I’m not sure if there’s a better way to go about that other than just buying visa gift cards constantly.
Also I think one of the big things I’m curious about is if there’s a more convenient or just better way of storing my money other than a safe full of cash (or gold), or crypto.
There’s also probably some catches related to paperwork stuff that I’m not aware of yet. I think taxes should be relatively fine, because my employer will have payment records regardless of what I end up doing with my money, the only thing that might be difficult would be deductions but at least I won’t piss off the IRS with tax evasion.